BZ-REALESTATE

Most people carrying heavy credit card debt are not reckless spenders. They are regular people who got behind on a medical bill, lost a job for four months, or just slowly let the balances creep up while inflation ate their paycheck. The debt did not appear overnight, and it will not disappear...

Trying to simplify your finances can sometimes result in expensive mistakes. One retirement saver recently learned that lesson after rolling money from a federal Thrift Savings Plan account into a Roth IRA. What seemed like a straightforward move to consolidate retirement accounts ended up creating...

Three years of minimum payments on $30,000 in credit card debt is one of the most expensive financial decisions a person can make without fully realizing it. It feels responsible, keeping up with the bills, making every payment on time, never missing a due date. But the math tells a different story...

Most parents spend years worrying about daycare bills, school expenses and college tuition. Steve's biggest financial concern is what happens if he dies before his daughters learn how to stand on their own. The 48-year-old single father never expected to be supporting two adult children under the...

Building an emergency fund at 26 with a steady income for the first time is one of the highest-return financial moves you can make, not because of the interest it earns, but because of the financial disasters it prevents. A single unexpected expense, a car repair, a medical bill, a gap between jobs...

Success stories about extreme wealth often leave out where the money comes from. Billionaire fortunes come less from hard work than from market power, paying workers less than they are worth, and abuse of labor laws, Rep. Alexandria Ocasio-Cortez (D-NY) said last month on the "It's Open" podcast. "...

By the time people reach their 60s, they've likely spent decades working, saving, paying bills, surviving market crashes and wondering whether they're putting enough away for retirement. One thing they usually aren't doing? Comparing account balances with friends over dinner. That's what makes...

Self-storage is one of the more popular commercial real estate categories for self-directed IRA investors, and for good reason. It generates relatively steady cash flow, requires less intensive management than residential rentals, and has historically performed well even in economic downturns. A 55...

A six-figure income was no longer enough to keep one Kansas family ahead of the bills. Cole, 31, called into "The Ramsey Show" as he and his wife struggled to stay afloat despite earning a combined $112,000 a year. The couple fell behind after overlooked expenses, vehicle problems and debt payments...

A young investor who described himself as a “big stock market guy” recently turned to Reddit looking for advice on a problem many aspiring real estate investors are facing. After building up money in the stock market, he wanted to start buying rental properties using the popular...

Washington, D.C. wants to expand public access to EV charging across its neighborhoods and recently gave $600,000 in grants to three startups to make that happen.  From lightpost to curbside, soon residents of D.C. will be able to charge their EVs while they're parked. It's part of the city's...

Gold has long been viewed as a safe-haven asset during times of uncertainty. For Baron Capital Chair and CEO Ron Baron, the aftermath of the Sept. 11 attacks was enough to convince him that he needed a stash of physical gold coins just in case something even worse happened. But there was one...

A growing number of Americans hit by sudden financial crises are discovering a harsh reality: Calling creditors before missing a payment is yielding little help.  One borrower who shared their financial reality on Reddit's r/Debt forum wrote that after suffering a sudden income cut, they were...

Divorce has a funny way of creating financial experts. One minute, nobody cares how long it took to build a nest egg. The next, everyone seems to have an opinion about who deserves a piece of it. That was the situation Angie found herself in after her divorce from Ryan, 46. The marriage lasted 8...

The SECURE Act changed inherited IRA rules significantly in 2020, and for most non-spouse beneficiaries the 10-year rule now applies: inherited IRA funds generally must be fully distributed within 10 years of the original account holder’s death. This matters especially for a self-directed IRA...