retirement

The Benzinga Global Fintech Awards are a yearly showcase of the greatest advents in fintech from leaders and visionaries in the worlds of finance and technology. This year, we have executives, developers and innovators from the likes of Facebook, Amazon, IBM, JP Morgan, Zelle, TD Ameritrade,...

Rough estimates suggest the average American will need more than $1 million set aside for retirement. According to the latest survey from GOBankingRates, Americans have a long way to go. The survey asked participants how much of a balance they have in their savings accounts, and the numbers were...

Why would any investor want bond exposure when stocks continue to rise higher and many dividend payers offer superior yields? CNBC's Jim Cramer has a simple answer: Stocks are intended for capital appreciation, turning "money into more money." On the other hand, bonds are intended...

Penny for your thoughts on whether putting your retirement savings into bitcoin, the hot but crazy-volatile cryptocurrency, is worth risking a nest egg. Some people are more than convinced. BitcoinIRA launched last year and Chief Operating Officer Chris Kline tells CNBC the company is doing roughly...

This month, the Consumer Financial Protection Bureau released a report that showed that Americans over the age of 60 are the fastest growing segment of student loan borrowers, with the amount quadrupling over the past ten years to about 2.8 million in 2015. The report stated that older borrowers...

While retirement may mark the finish line for some nine-to-fivers, that is not always the case. Whether it is the uncertainty of surrounding the longevity of your savings or the desire to remain active and connected with the workaday world, finding a late-stage career is becoming a more common...

With the Republicans in control of Capitol Hill, the outlook for Social Security in its current iteration is uncertain as many party members argue for sweeping reforms to Social Security to reduce government spending. Add to that the unreliability of President-elect Donald Trump's rhetoric...

Whether you are a millennial, retiree or someone somewhere in the middle, the year's end can do some serious damage to your finances. While the concerns are cross-generational, there are certain things more applicable in December depending on your age. As the year winds down, many Americans stress...

Without a proper payback strategy, acquiring loans may send your credit down the drain. Bankrate suggests that reasons for debt can range from medical bills to divorce to not understanding the mechanics of cash flow and the importance of saving. Whatever the reason or combination of reasons,...

For many contemplating retirement locations, Florida frequently comes to mind as an appealing place to spend the remainder of these earthly days. However, another state just got a bit more appealing, if a cold winter is not a deterrent. On October 14,

Want to worry less about finances and have an atypical experience during your retirement? Check out these five locales that could really let you relax. Albuquerque, New Mexico With a median home sale price under $200,000, Albuquerque offers various unique options for seniors. Surrounded by scenic...

Self-employment has many benefits. At best, you get to be your own boss — regulating the hours you work, the amount you work and setting your own pay scale. On the downside, however, self-employees must pay quarterly estimated taxes — as they are both the employer and the employee,...

Credit Suisse thinks there is enough room for Voya Financial Inc (NYSE: VOYA) to provide solid return on equity and believes the shares are undervalued currently. The firm expects the stock to provide about 29 percent upside potential. Therefore, the brokerage initiated the stock at an Outperform...